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Pennies – Budget and Expenses app for iPhone and iPad

4.4 ( 7984 ratings )
Productivity Finance
Developer: Emile Bennett
3.99 USD
Current version: 5.5, last update: 10 months ago
First release : 09 Oct 2014
App size: 82.07 Mb

Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apples ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people.

••• Read the reviews and see what people are saying •••

"The easiest and simplest budgeting app ever"
"Been using it everyday for a year now - and my bank account shows it!"
"The perfect, simple budgeting app that actually helps me save"
"Life Changing"
"You need this app!"


Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow.

Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up your spending to keep you on track.

Pennies offers you weekly, monthly, bi-weekly, twice-monthly, custom and one-off budgets, that start on any day you want. No other budgeting app gives you this much flexibility to create budgets that work perfectly with your lifestyle.

Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you.

Have more than one budget that you want to keep on top of? No problem, theres no limit to how many budgets you can set up.

Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money.

Use any currency in the world for individual budgets.

Easily transfer money between budgets with a single click.

Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know.

Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+

Head to the Today view in Notification Center and add Pennies Today, youll get a handy view of your daily budgets, and with a single tap you can view them in Pennies.

Pennies comes ready to install on your iPhone, iPad and your Apple Watch, so you can keep your budget with you wherever you go!

Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. Its personal finance made easy, it’s your money made simple.

Pennies is friendly, bold and unbelievably easy to use, giving you the freedom to manage your budgets and spending in any way that suits you. Its all about keeping things easy and flexible so you can get on with having fun, spending what you want, and saving money at the end of the month.

So, start budgeting how you want, when you want, without any worry. Start using Pennies today!

If you enjoy using Pennies please rate the app! If you have any feature requests Id love to hear them. If you want to send me chocolates and roses, thats cool too.

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Pros and cons of Pennies – Budget and Expenses app for iPhone and iPad

Pennies – Budget and Expenses app good for

Very good simple app that helps to keep track of expenses the easy way. Its simplicity its its biggest strength. The design is very nice too.
Im not even sure how I stumbled across this particular application. Notwithstanding, Im glad I did! Its a very simple but powerful expense management tool that allows one to keep track of their spending. I love how simple and elegant it looks on my iPhone 6S Plus. I recommend this app for all users who want to manage their monies
Have gone through many apps like this, but far and away this app stands alone in ease of use, layout, and feel, excellent for assisting in our monthly budgeting for our family of 3
I use this app every day. It has actually helped me save a couple hundred dollars a month. Seeing the budget dwindle continually does wonders for making those little decisions to save a dollar here and ten dollars there. Beautiful design, a pleasure to use.
Ive been waiting for over a year for an app like this one (ever since Toshl decided to make a total and unusable mess of their app, in fact). Ive bought and tried quite a few since, but never found one that worked so well as this one, with a wonderful user interface and weekly budget. The only reason I gave it 4 stars instead of 5 is that there is no web app. Id like to be able to enter transactions on my computer... especially when I fall a bit behind and I have to enter multiple transactions at once.
iCloud syncing takes forever. Also the iPad syncing is overwriting the iPhone one. Perhaps you should look into that.

Some bad moments

Although its so basic, its difficult to log in the expenses and poor designed options. Wish I could get my money back.
Why cant I input anything on my Apple Watch?? It just lets me view what I have input on my phone.
This is the worst experience Ive ever had with any application purchased for my devices. It locks up my keyboard, hangs the entire tablet or phone and shuts down my equipment at random. I have only this app open and in use at a single session and it still does the same thing.
I dont like this app at all. I get 2 seconds into using and I get kicked off. I tried changing my budget and it froze on me. Not worth $5....
the device is crashing as soon as i type in the Name of my budget. the app is (ironically) a waste of money!
I really like the App and defined several Budgets. They are ALL effed up since the update!! random 99 cent entries, everything miscalculating etc. Pleeeeease fix ASAP!

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