Pennies is a behavior changer
Sometimes change comes from truth. The truth is to do it all I need to give myself some much disposable income I get what we need but not what I dont need...a credit card statement. Once I see my balance I get real about how to budget. Good idea. Simple. Effective. Behavior changer!
Happyheart25 about
Pennies – Budget and Expenses, v3.0.2