Very useful - hoping for some adjustments
I got this app for free with a Starbucks promotion. So far it is working well, but Id like to see some adjustments:
Pros:
- I like that it isnt tied to my personal bank account info like some other apps. I prefer to keep that info separate and enter my spending manually
- There doesnt seem to be a limit to the number of separate budgets you can have and I like the flexibility of an ongoing budget with or without rolling over the funds or a one-shot budget.
- The interface is clear and fairly easy to use.
That said, cons:
- It can be tiresome to flip through all the budgets to get to the right one. It would be nice to just be able to go to the list and select the budget you want. UPDATE: this has been resolved. You can go to a list and select a budget.
- If you want to do a bi-weekly budget, make sure you are doing it on the day you want it to refresh. For example, I get paid every other Thursday. I set up my grocery budget as biweekly on what happened to be a Monday. Even though I told it I wanted it to "refill funds" on Thursday, they still show up Mondays for "the next fortnight." Ill fix that budget on my next payday so it is appropriately aligned.
- It is cumbersome to select currency with each budget. I appreciate that the app is international but I feel like that is something that can be done in settings vs every time you set up a budget. Make it a default currency with the option to change if you want to. I dont know how many people have one budget in €, one in £, and another in ¥. But what do I know? I havent traveled internationally since pre-Euro time.
Overall this app is helping me stay in budget (a chronic problem for me). I appreciate getting it for free but I still think it can be improved.
TabApple about
Pennies – Budget and Expenses, v4.0.2